A SEPA transfer (Single Euro Payments Area) is a euro payment within the SEPA region, which includes 36 European countries.
A SEPA transfer is the same as a regular bank transfer. It involves sending a payment in euros from your own banking environment to another bank account within the SEPA area.
When making a SEPA transfer, you enter the required details yourself, such as the recipient's IBAN, the amount to be transferred, and any payment reference.
Want to know how to send a SEPA transfer? Check out 'this article'.