Through the partnership with Coinmerce, your crypto assets are managed by Coinmerce. This means that a bankruptcy of BLOX would, in principle, have no impact on these crypto assets. In such a scenario, the crypto assets remain with Coinmerce, which can ensure that they are distributed to customers.
For Lending and Staking, these services are provided by BLOX. BLOX borrows these assets from you and subsequently places them with third parties for yield services. You hold a claim against BLOX for these assets. In the event of a bankruptcy of BLOX, you will retain this claim, but it is possible that BLOX will only be able to fulfill it partially.
The euro balances (E-Money balance) are managed by Stichting Derdengelden BLOX, an independent foundation that keeps these funds separate from BLOX's business operations. Therefore, in principle, a bankruptcy of BLOX would not affect the euro balances held in the foundation.