There are no direct costs associated with an Earn Account. With an Earn Account, you lend your crypto to BLOX Earn. You receive the return agreed upon in the loan agreement. BLOX Earn aims to generate a higher return on your crypto. If BLOX Earn achieves a higher return than the one agreed with you, the difference is shared between BLOX Earn and BLOX. Depending on market conditions, this may amount to up to 80 percent of the annual return generated. In this way, BLOX and BLOX Earn aim to achieve a return on your crypto that fits within BLOX Earn’s risk management. These (implicit) costs in no way affect the return agreed with you, which you can find in the BLOX app and on the BLOX website. For more information, we refer you to our pricing policy.